How Compliance Enables Independent Financial Planning with Buddy Griffiths
Money & Purpose: Conversations on Intentional Wealth
Marianne Poon, CFA and Financial Advisor, sits down with Buddy Griffiths, Chief Compliance Officer at XY Investment Solutions, to reveal the infrastructure that makes independent financial planning possible.
Key Topics:
Fiduciary vs. suitability standards - why it matters for your money
Fee transparency: AUM, fixed fees, hourly rates explained
Digital security concerns and real-world fraud prevention
Why credentials beyond CFP matter (like CFA charter holders)
Trading errors: what happens behind the scenes
The future of independent advisory services
Notable Quote: "The fiduciary standard means doing what is in the client's best interest. The broker dealer standard is that it just has to be suitable for someone - not even the person you're giving advice to."
Buddy oversees compliance for hundreds of independent advisors nationwide, ensuring they can focus on serving clients while meeting regulatory requirements. Learn how this infrastructure allows advisors to offer comprehensive planning, flexible fee structures, and personalized service that big firms often can't match.
About Marianne Poon, CFA: Founder of Onyx Financial in Bethesda, Maryland. Specializes in intentional wealth management, helping clients align finances with values and long-term goals.
Connect: marianne@onyxfn.com
Educational content only. Consult a qualified financial advisor for personalized guidance.
